Commercial Mortgages

retail unit

Cloud 9 Funding Solutions introduce Commercial Mortgages that are normally available for a variety of different types of property that will hopefully suit you. These are some of the most common property types that would be available for a commercial mortgage:

  • Restaurant & Cafes
  • Retail Stores
  • Factories
  • Industrial Units
  • Warehouses
  • Offices
  • Hotels
  • Public Houses
  • Land for development purposes
  • Individual buy to let or property portfolios

What exactly is a Commercial Mortgage?

It's Like A Residential Mortgage

Like a residential mortgage, Cloud 9 funding’s commercial mortgages can be arranges on a variety of property types, on a purchase or remortgage basis. Applications can be made by Ltd. companies and individuals as well as partnerships, and can be used for a business to trade from or as an investment such as a commercial buy to let.

Who provides Commercial Mortgages?

Finance is normaly provided by High street banks; However, many alternative specialist funders can also provide Commercial Mortgages. Cloud 9 Funding Solutions have relationships with all major Funding Institutions.

Why do I need Cloud 9 Funding Solutions?

By their very nature Commercial Mortgages are more complex to arrange, therefore a higher level of expertise is required to arrange these succesfully, hence the reason you would want to employ the services of a company like Cloud 9 Funding solutions who specialise in this market.

Commercial Borrowing Accounts

warehouse unit

Typically, a high street lender who provides Commercial Mortgages would look for around 25-30% deposit being provided by the applicant. Some lenders would work with a lower deposit, and some may even allow 100% borrowing with additional security being provided.

Interest rates can vary between providers and this can be affected by many factors such as:

  • Property Type
  • Loan Size
  • Repayment Terms
  • Amount of Deposit
  • Overall Credit Score

Why choose Cloud 9 Funding Solutions?

As long standing commercial finance brokers with over 20 years’ experience, We at Cloud 9 Funding Solutions have access to products that are not always available from lenders for applications directly. We have built up longstanding relationships with banks and alternative lenders that gives us access to the very best deals available in the market. Another advantage of choosing Cloud 9 Funding solutions is that on occasion we can negotiate tailored to suit our clients individual circumstances.